Credit unions are owned by their members, not stockholders. If you have an account at a credit union, that means that you have a say in how it is run.
Credit unions are not-for-profit. Any profits that credit unions do make benefit our member-owners. This is why we can offer lower interest rates and charge fewer fees than for-profit banks.
Credit unions offer more personalized service. At a credit union, you are seen as a person, not a number. We do our best to call you by your first name and tailor our services to meet your individual needs.